Finance

Finance
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Analyzing Hiscox website Ordering Process Name Institution Analysis of Hiscox checkout process. Advancement of technology has affected all sectors in the economy including the insurance industry. Insurance products are now available online. Taking sales of insurance products online has improved the proportion of the population that is covered by an insurance policy, and at the same time has exposed the insurance industry to challenges that usually affect the e-commerce industry. The process of placing an order is a crucial issue in online business like Hiscox. Hiscox website process of placing an order is well thought, starting from design to functionality. The app design puts end-user...

Discussion-Substance Abuse Disorder and Mental Illness

Week 11: Substance Abuse Disorder and Mental Illness Student’s Name Institutional Affiliation Substance Abuse Disorder and Mental Illness In the article, the author explains the meaning of the slang chasing the dragon. In accordance with the definition provided by O’Hagan and Carvetta (2015), the author correctly defines it as the smoking of a heated solution of heroin, morphine, ya ba, and oxycodone by following the smoke that looks like a dragon and inhaling it. In helping the reader to understand the origin of the practice, the author explains that users believe that exercise helps to protect them against HIV/AIDS and other diseases. This explanation is in line with the findings of...

American Football

Name Professor Course DateAmerican Football When playing against any team, it is essential to employ strategies that allow the team to score as many goals as possible while defending against the opposition. Applying effective offensive plays ensures that the opposing team scores minimal goals. As the coach, I would employ the running game offensive strategy (Morris 1). I would advise my players to engage the zone blocking play. In this play, every player tries to block the man in their region. This tactic allows my players to apply physics in the field as blocking a specific person makes them have to move around a lot which provides one with more leverage. Using this tactic also ensures that...

Finance Research paper

Professor’s Name: Student’s Name: Course Title: Date Call and Put Options in Finance Call and put options are derived from the fluctuating prices of a commodity in the economy. A trader may decide to buy a call option when they expect the prices to rise within an expected time. A put option, on the other hand, is bought when a trader expects the price of the commodity to fall after an expected period of time. Let us take an example of a call option on the shares of a company A. It has a strike price of $100 and is to expire on 16 April. It is important to take note that the expiration date is always on the third Friday of the scheduled expiration month. The option contracts dictate to the...

Inclusion of MSCI & FTSE in Saudi Arabia Revised

Student’s Name: Course: Instructor: Date: “To the lecturer and my fellow students good afternoon. I would like to take this opportunity to explain to you the post-MSCI & FTSE inclusion in Saudi Arabia.” The inclusion of MSCI and FTSE into a country is mainly accompanied by various results in the country’s economy. Saudi Arabia, just like any other country where MSCI and FTSE have been included will experience various impacts on economic development and prosperities. Foremost, the inclusion of the MSCI & FTSE in the country will affect the liquidity of the country. Let me begin with the positive outcome that the country will experience from the MSCI & FTSE. Some of the...

corporate finance decisions

Corporate Finance Decisions Name Institutional Affiliation Question 1: School versus Work A. Selling shares and bonds Response Apple stock price (12th Dec, 2018) = $170.76 No. of shares of Apple stock = 500 shares The Apple stocks can thus be valued at the following amounts: Apple stock market value = $170.76*500 shares = $85,380 Bonds held = 100 Assuming a denomination of $1000 Bonds Coupon Rate = 3.25% No. of years to maturity = 10 Years -5 years = 5 years Let us assume the rate equal to the coupon rate When coupon rate is equal to the rate, the price will be the same as the face value = $100*1000 bonds = $100,000. Market Price of bonds = $100,000 Amount to...

Real Estate Finance

Real Estate Development Decision Name Institutional Affiliation Real Estate Development Decision To develop “A” quality 1 million office building is much worth than leasing the office for a 1 million leased offices. Time value of the money stipulates the value for money increases with increases in time. The situation seems to be same at the end of construction of the office it will have long-lasting cost minimization than the lease. Developing will enable the organization on its property which acts as assets than relying on a lease which at the end of the lease period the project ceases to be yours. The internal rate of return (IRR) of 35% on equity of investment apartment building is...

Banking on change

Banking on Change Name Institutional Affiliation Banking on Change Technology changes come with incorporation in different industries and economic sectors. The banking industry represents a critical economic sector that has embraced various technologies over the years. These technological innovations within the banking industry came to with the installation of the first cash machine in Enfield, London (De-Waal, 2017). Since then, most technologies in the banking sector have been focused on centralizing banking operations and various transactions in people’s lives. One such technological advancement that the banking sector has embraced is internet banking whose evolution began in 1983 with...